Home / Tools

Run the numbers yourself.

These calculate from figures you enter. They contain no assumptions of ours, and they are not forecasts.

Gross yield
Net yield after costs and vacancy
Net income per year

Net yield deducts maintenance and assumed vacancy. It does not deduct property tax, income tax, repairs or letting fees, which will reduce it further.

Total appreciation
Compound annual growth rate
Gain

This describes what has happened, or what would have to happen for a value you enter to be reached. It is arithmetic, not a projection.

Monthly repayment
Total interest paid
Total repaid

Indicative only. Actual terms depend on your lender, and rates on non-resident borrowing differ from resident rates.

A note on numbers

Why there are no projections here.

Every figure these tools produce comes from something you typed. We have not embedded an expected appreciation rate, an assumed rental growth figure, or a market forecast, because we would be inventing them and you would have no way of checking.

The gross yield you see on most brochures ignores vacancy, maintenance, repairs, letting fees and tax. The net figure here removes the first two. The rest will reduce it further, and we would rather you know that before you buy than after.

Make property decisions with the working shown.

Buy what stands up to five layers of scrutiny. Then let someone else deal with the tenants.