Where the return leaks
A property only returns what its owner can actually collect.
Buying well is half the job. The other half is the next ten years, while you are eight thousand kilometres away.
Three months empty between tenants takes a quarter of the year's rent with it.
A tenant nobody screened, and nobody local to have the difficult conversation.
Society maintenance and utilities left unpaid, compounding into a handover dispute.
TDS deducted at the non-resident rate because nobody applied for a lower-deduction certificate.
We buy it with you, then we run it for you.
One firm, one relationship, from the first evaluation through tenancy and, eventually, the sale. You do not need to be in the country, and you do not need to manage anyone.
Speak to the NRI deskWhat we handle
Everything that needs someone standing in the room.
Letting the property
Sourcing tenants, verifying employment and references, drafting and registering the agreement, collecting the deposit, and handling renewals.
Money in, money out
Rent collected to your NRE or NRO account, society maintenance and utilities paid on time, arrears pursued, and a statement you can hand to your accountant.
Eyes on the asset
Physical inspection with dated photographs, so you know the condition of a property you have not seen in three years. Repairs arranged and supervised.
Compliance and paperwork
FEMA requirements, repatriation coordination with your bank, TDS handling, applications for lower-deduction certificates, and power of attorney execution.
Handover and snagging
Taking possession on your behalf, running the snag list with the developer, and not signing off until the defects are closed.
The exit
When you decide to sell, we price it against registered transactions, market it, negotiate, and take it through registration.
How it runs
Five steps, in order.
Mandate
We establish which return you are buying, your horizon and your constraints.
Shortlist
Corridors and assets that fit the mandate, not the ones paying us most.
Evaluation
Five layers, written down, including what would make us withdraw it.
Execution
Negotiation, payment schedule, documentation and registration.
Management
Handover, tenancy and an annual written position on what you now own.
Questions
What NRIs usually ask first.
Very little. We evaluate, negotiate and execute the purchase, then take over tenancy, dues, inspections and compliance. You receive rent and a written annual position on the asset. When you decide to sell, we handle that too.
Usually not. Most steps can be completed through a properly drafted power of attorney, which we help you execute and get attested at the Indian mission in your country. Some lenders and some sub-registrar offices have their own requirements, and we will tell you upfront if a trip is genuinely necessary.
Generally yes, within the limits and conditions set under FEMA, and subject to your tax position being settled. We coordinate with your bank and your chartered accountant. We do not give tax advice ourselves, and you should not take any from a broker who offers it.
It is deducted at a materially higher rate than for residents, and it is deducted on the sale value rather than the gain. A lower-deduction certificate can reduce it substantially, but it has to be applied for before the transaction. This is one of the most common and most expensive things owners discover too late.
Rental income from Indian property is credited to an NRO account. Repatriation from NRO is subject to annual limits and documentation. We set the tenancy up so the paperwork supports repatriation later rather than complicating it.
Make property decisions with the working shown.
Buy what stands up to five layers of scrutiny. Then let someone else deal with the tenants.